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Back taxes and tax debt

If you’re getting letters from the IRS about tax debt, you probably have a lot of questions about what to do next and how to handle paying the IRS. We have answers.

What is tax debt?

Guide to tax debt and relief

When you owe back taxes, it can be overwhelming. We can help you better understand everything so you can get back on track.

Back taxes

How to pay back taxes you owe to the IRS

If you’re getting letters from the IRS about your tax debt, you probably have a lot of questions about what to do next and how to handle paying the IRS. We have answers! Read on to learn more about your options and where you can turn for help when paying your back taxes.

How much do I owe the IRS? How to find out if you owe back taxes

Back taxes are simply money that you owe to the Internal Revenue Service. When you don’t pay your taxes or pay the wrong amount, you owe “back taxes.” If you continue to miss payments, you have “tax debt” that the IRS will try to collect.

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Five steps to take if you owe taxes and can’t pay

It’s a terrible feeling. You’ve entered all of your information on your annual income tax return and find that you owe the Internal Revenue Service—and not just a little, but more than you can afford to pay.

How to file back taxes without records

If you're missing records that you need to file your taxes, this can complicate and delay the process of catching up on your tax returns. Here's what you can do if your records are missing and you want to file your back taxes with minimal delays.

Can you get a mortgage if you owe back taxes to the IRS?

In short, yes, you can. Having tax debt, also called back taxes, does not preclude you from qualifying for a mortgage by sheer virtue of having it. The long answer is that whether or not you will get the mortgage has less to do with the IRS, and more to do with the lender's guidelines.

Tax File Minute: Answers from a Tax Insider

3 Levels of Back Taxes & Tax Debt

Penalty Relief

Understanding the different types of IRS penalty relief

We all know that the IRS assesses millions of dollars in penalties from taxpayers every year, but many people are not aware that the IRS also offers penalty relief for those eligible.

How to use the IRS’ First Time Penalty Abatement Waiver

Like perfect attendance in school, good behavior is often rewarded in many situations including dealings with the IRS. However, instead of additional free time or less homework, the IRS is more likely to waive relevant penalties and fees provided their qualification requirements have been met.

Resolving Tax Debt

What happens if the IRS sends you to collections?

When you receive a tax bill, it’s important to take some form of action regardless of whether you agree with the assessment or have the means to pay. Ignoring the bill is never a good idea because the IRS starts the countdown for their collections process.

How to apply for tax debt relief or forgiveness from the IRS

The good news? Tax debt relief is possible. The not-so-good news? Not everyone qualifies for a settlement, but there are several options to explore and consider. The IRS offers a variety of tax debt relief programs and a lot of online tools and forms to make it easier to apply for them.

How to settle tax debt for less

You might have heard about how it is possible to settle your IRS tax debt for less than the actual amount you owe. While it is not possible to get the IRS to let you off easily, there are some circumstances where you might be able to work out an Offer in Compromise (OIC).

What is the IRS “Fresh Start Initiative”?

Many taxpayers who owe back taxes to IRS still hear about the IRS “Fresh Start” Initiative on the airwaves. Many advertisements also tout Fresh Start as an opportunity to settle back taxes with the IRS.

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How to setup an IRS payment plan or installment agreement

Identifying the best installment payment plan and qualifying for it can be confusing, so it’s important to understand the basics of what these plans are and how they work.

How to get an IRS tax levy released

The Internal Revenue Service (IRS) has a variety of options to satisfy delinquent debts owed by taxpayers. Some of its more infamous options include federal liens, wage garnishment, refund offsets, and levies.

What is an IRS Offer In Compromise?

An Offer in Compromise —also known as an OIC— is an IRS program that allows taxpayers to settle their outstanding debts for a lower amount than currently owed.

What is Innocent Spouse Relief and how do I qualify?

For richer and for poorer? Absolutely, and when it comes Innocent Spouse Relief, even divorce and a court decree may not stop the IRS from pursuing unpaid taxes.

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Passport revocation or denial for severe tax debt

Having delinquent tax debt can have harsh consequences. This makes it important for you to understand the consequences and how to resolve these issues. One of those consequences is the government can stop you from getting, or seize, your passport.

Why Jackson Hewitt®?

We see you

Our Tax Pros will connect with you one-on-one, answer all your questions, and always go the extra mile to support you.

We got you

We have flexible hours, locations, and filing options that cater to every hardworking tax filer.

We fight for you

We won't stop until you get every dollar you deserve, guaranteed. It's what we've been doing for over 35 years.