Loan Product Details
NO FEE REFUND ADVANCE
…for people like you
“Jackson Hewitt was fast and very friendly. They got me a Refund Advance with no hassle.” — Courtney P.
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Refund Advance is even BIGGER!
The No Fee Refund Advance is even bigger, up to $3500! Visit a store today!
Choose a Refund Advance
Getting a Refund Advance is easy. Just come in to start!
No Fee
Up to
$3500
0% APR loan
How it works
1
Come into an office and we’ll do your
taxes
Come by an office to apply and a Tax Pro will
prepare your taxes.
2
Upload your W-2 online or give it
to your Tax Pro
Your Tax Pro will complete and file your taxes.
3
If approved, get a Refund Advance!
NO FEE Refund Advance at Jackson Hewitt
Maximum Loan Size Comparison
2019 max loan size
2018 max loan size
2017 max loan size
Refund Advance at
$3,500
$3,200
$1,300
Refund Advance at
$3,000
$3,000
$1,250
See the difference
Max loan size
$500 with JH
$500 with JH
Max loan size
$200 with JH
$200 with JH
Max loan size
$50 with JH
$50 with JH
Maximum Loan Size comparison based on loan amounts for industry Refund Advance Loans with 0% APR offered nationally based on the previous three tax seasons. The No Fee Refund Advance is an optional tax refund related loan (not the actual tax refund) provided by MetaBank® at participating locations for a limited time. The amount of the loan will be deducted from tax refunds and reduce the amount paid directly to the taxpayer. Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for this loan. Loan amounts are between $200–$3500. Availability subject to identity verification, eligibility criteria, and underwriting standards. Disbursement rules apply. Funds loaded onto card within an hour and direct deposit next business day, unless impacted by IRS delays. Most offices are independently owned and operated.
H&R Block is a registered trademark of HRB Innovations, Inc.
More Refund Advance Options
This year, you have more Refund Advance options than ever before!
Go to JacksonHewitt.com and see if you prequalify for No Fee Early Refund Advance, No Fee Refund Advance, Go Big Refund Advance! You could get the Refund Advance that’s right for you!
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FAQ
Got a question?
When can I get a Refund Advance?
- The Early Refund Advance is available beginning December 19, 2018 at select participating Jackson Hewitt locations.
- The No Fee Refund Advance is available beginning January 2, 2019 and the program ends on February 24, 2019.
- The Go Big Refund Advance is available beginning January 2, 2019 and the program ends on February 3, 2019.
What is the No Fee Refund Advance?
No Fee Refund Advance is a no fee, 0% APR loan provided by MetaBank® at participating Jackson Hewitt locations. Clients could get up to $3,500 when Jackson Hewitt files their taxes. The No Fee Refund Advance is available beginning January 2, 2019 and the program ends on February 24, 2019.
What is the Go Big Refund Advance?
Go Big Refund Advance is a loan provided by MetaBank® that has a fixed APR of 35.9% and is available at participating Jackson Hewitt locations. Clients could get between $1,000 and $7,000. The Go Big Refund Advance is available beginning January 2, 2019 and the program ends on February 3, 2019. Interest is charged on a daily basis. For example, for every $1,000 borrowed over a 24 day term (which is about average), total amount payable by your Federal tax refund is $1,023.61 including interest.
How much could the Go Big Refund Advance loan cost me?
The cost varies based on how many days pass between when you get the loan to when it is paid back from your tax refund. On average, our clients have a loan for 24 days and our clients are never charged for more than 45 days. The table below shows how much each loan amount would cost for 24 days.
| Loan Size | Estimated Finance Charges* (based on 35.9% APR) |
|---|---|
| $1,000 | $23.61 |
| $1,500 | $35.41 |
| $2,000 | $47.21 |
| $3,000 | $70.82 |
| $4,500 | $106.22 |
| $5,000 | $118.03 |
| $6,000 | $141.63 |
| $7,000 | $165.24 |
*Estimated charge based on a 24 day term
What are the different loan amounts that are available?
- No Fee Refund Advance loan sizes can be $200, $500, $750, $1,000, $1,500 and $3,500 for qualifying clients.
- Go Big Refund Advance loan sizes can be $1,000, $1,500, $2,000, $3,000, $4,500, $5,000 and $7,000 for qualifying clients.
- With Early Refund Advance, qualifying clients can access between $200–$400 of the No Fee or Go Big loan as early as December 19, 2018.
How can I prequalify for Refund Advance?
Prequalification is no longer available. Visit a store to apply for a Refund Advance.
Does Refund Advance cost money?
This year there are two kinds of Refund Advance loans. The first is the No Fee Refund Advance, which has no fee and 0% APR. The second is the brand-new Go Big Refund Advance, which has much larger loan amounts than the No Fee Refund Advance. The Go Big Refund Advance has a fixed APR of 35.9% for the life of the loan, and interest charges are capped at 45 days. If you apply for and get approved for a Go Big Refund Advance, you will automatically be approved for a No Fee Refund Advance, and will be presented both options. It’s your choice! Go Big, or go No Fee.
How long do I have to pay back the Refund Advance?
If you obtain a No Fee or a Go Big Refund Advance, the amount you owe will be deducted directly from your tax refund so you don’t need to worry about writing a check to repay your loan amount.
How do I receive the Refund Advance?
Loans can be disbursed via a prepaid card or directly deposited into a qualified account of your choosing.
How long will it take to get my Refund Advance?
If you are approved and choose to have your Refund Advance disbursed via a prepaid card, you will receive the loan amount within minutes to 24 hours; or, if you choose Direct Deposit, you will receive the loan amount in one to five business days.
Can I apply for a Refund Advance with self-employment income only?
If you have valid forms of income verification, you are able to apply for the loan.
Will I be approved for a Refund Advance?
Approval for a Refund Advance is not guaranteed. Historically, No Fee Refund Advance has had high approval rates, but approval varies from customer to customer. You can find out from the comfort of your own home. Go online and see how much you could prequalify for.
How early can I get money?
If you qualify for an Early Refund Advance, you could get up to $400 as early as December 19, 2018.
What is the Early Refund Advance?
Early Refund Advance is a no fee, 0% APR loan that is available to clients beginning December 19, 2018 when they bring their pay stub or other income verification to a participating Jackson Hewitt location. Early Refund Advance loans range from $200-$400. Clients receive the rest of their Refund Advance when they upload or bring in their W-2 in January.
Why Jackson Hewitt®?
WE’LL MAKE IT EASY
We do the work so you don't have to worry. Open late and weekends, no appointment necessary.
WE’LL FIGHT FOR YOU
We're not tax machines. We're Tax Pros who are happy to answer all of your questions.
WE KNOW OUR STUFF
We'll dig deep to get you 100% Accuracy. Maximum Refund Guaranteed.