When can I get a Refund Advance loan?

The Early Refund Advance is available to returning clients starting December 16, 2019 and to new clients starting December 18, 2019 at select locations until January 19, 2020 No Fee Refund Advance is available as early as January 2, 2020 at select locations until February 23, 2020. Go Big Refund Advance is available as early as January 2, 2020 at select locations until February 2, 2020.

If I got an Early Refund Advance loan, how and when do I get the rest of my Refund Advance loan?

If you got an Early Refund Advance, you will receive the rest of either the No Fee Refund Advance or the Go Big Refund Advance, depending on which you choose and are approved for, when you upload or bring in your W-2 in January or later.

Do the Refund Advance loans cost money, and if so then how much?

Both the No Fee Refund Advance and the Early Refund Advance loans have no fee and a 0% APR. The Go Big Refund Advance loan has a much larger loan amount than the No Fee Refund Advance and has a fee of 2% of the loan amount. For example, for a $2,500 loan, the total amount payable by your tax refunds is $2,550 including the fee. Depending on the duration, the effective APR of the loan would vary. Based on a loan duration of 25 days, the 2% fee would translate to a 29.2% APR. If you apply for the refund advance program while filing taxes, you will be notified within an hour which loan(s) you are approved for. If you are approved for a Go Big Refund Advance, you will also be approved for a No Fee Refund Advance.

How long do I have to pay back the Refund Advance loan?

The amount you owe will be deducted directly from your tax refund so you don't need to worry about writing a check to repay your loan amount.

Do I have to wait to see how much I could get?

You can see if you prequalify, and for how much, online today . Returning clients may receive direct communication about their prequalification amounts. This is an estimate based on limited information and could change when more information is available during your tax filing.

What are the different loan amounts that are available?

No Fee Refund Advance loan sizes can be $200, $500, $750, $1,000, $1,250, and $3,200 for qualifying clients. Go Big Refund Advance loan sizes can be $1,000, $1,500, $2,000, $2,500, $4,500, $5,500, and $6,400 for qualifying clients. With Early Refund Advance, qualifying clients can access $200, $300 or $500 of the No Fee or Go Big loan as early as December 16, 2019.

Where are Refund Advance loans available?

The Early, Go Big and No Fee, and Go Big Refund Advance loan options are available at select participating Jackson Hewitt stores. The Go Big Refund Advance is not available to customers in Connecticut.

How do I receive the Refund Advance loan?

Loans can be disbursed via an American Express Serve Card or directly deposited into a qualified account of your choice.

Can I apply for a Refund Advance loan with self-employment income only?

If you have valid forms of income verification, you are able to apply for the loan.

Can I apply for an Early Refund Advance loan with self-employment income only?

Unfortunately, you may not apply for an Early Refund Advance with only self-employed income.

Will applying for a Refund Advance loan impact my credit score?

No. There is no impact and your credit score will not be affected if you apply for a Refund Advance.

Do I need good credit to qualify?

Historically, the No Fee Refund Advance has had high approval rates, but approval varies from customer to customer. You can be approved for a Refund Advance loan even if you do not have a credit history. Loan approval is subject to Metabankís underwriting criteria that is based in part on the size of your tax refund.

I was prequalified for a different amount online than in the store. What changed?

The online prequalification helps you get an early view of the loan amount. However, we do obtain more information during the office visit, which could result in a larger or smaller loan than the online prequalification amount.

Will I be approved for a Refund Advance loan?

Approval for a Refund Advance is not guaranteed. Historically, No Fee Refund Advance has had high approval rates, but approval varies from customer to customer. Loan approval is subject to Metabankís underwriting criteria that is based in part on the size of your tax refund. You can find out from the comfort of your own home. Go online and see how much you could prequalify for.

Can I get my Refund Advance loan before the holidays?

If you qualify for an Early Refund Advance, you could get up to $500 as early as December 18, 2019 for new clients and as early as December 16, 2019 for returning clients.

Does anyone else offer a Refund Advance loan in December?

No. As of November 2019, Jackson Hewitt is the only tax services company offering Refund Advance in December.

What is the cost of a refund advance?

Cost might vary across different tax preparation companies. Some companies offer no interest, no fee refund advance loans to their tax prep clients. Some companies also offer fee based or interest bearing loans that provide their clients with the flexibility of higher loan amount for an additional cost.

Need money today?

You could get up to $3200! Available on a prepaid card. Apply for a 0% APR Refund Advance loan at a location today.

See if you prequalify

Refund Advance loan details

Get started today

High approval rates¹
No credit, no problem²
0% APR loan

See if you prequalify for a Refund Advance loan.

Find out within minutes if you prequalify. You could get money fast when you put your Refund Advance loan on a prepaid card.

No Fee

Up to $3200

0% APR loan

Our clients love their Refund Advance!

- Danielle, Staten Island NY

"The customer service was amazing. I was happy with my refund and i got a refund advance within the hour!"

- Francis, Harrodsburg. KY

"We got approved for the refund Advance and it only took a matter of minutes. Highly recommend Jackson Hewitt!"

- Ronisha, Dallas TX

"They work to get you back the money you worked so hard for throughout the year. And they provide a Refund Advance for people who might be struggling."

^*Actual customer testimonials. Photos are illustrative only.

The Jackson Hewitt 5 Star Experience

At Jackson Hewitt, we make it easy for you to file your taxes with confidence, knowing you're getting every deduction and credit you deserve.

Fast & Easy

See us in-store or inside Walmart and you can be done in as little as an hour.
Skilled Tax Pros

From the simple to the complex, we will get to know you and your specific tax situation.
Maximum Refund Guarantee

No one else gets you a bigger refund guaranteed or you get your tax prep fees back plus $100.
Lifetime Accuracy Guarantee

Our tax returns come with our Lifetime Accuracy Guarantee. If we make a mistake, we cover interest and penalties.
Convenient

Taxes done, the way you want, when you want. We have nearly 6,000 locations, including 3,000 in Walmart stores, plus start at MyJH.

FAQ's

Got a Question? Ask Away.

The Early Refund Advance is available to returning clients starting December 16, 2019 and to new clients starting December 18, 2019 at select locations until January 19, 2020
No Fee Refund Advance is available as early as January 2, 2020 at select locations until February 23, 2020.
Go Big Refund Advance is available as early as January 2, 2020 at select locations until February 2, 2020.

The Early Refund Advance is a convenient way for you to access money for the holiday season. An Early Refund Advance is 0% APR loan from MetaBank® that you could get with just a pay stub or other proof of income. So, unlike other Refund Advances, this is a way to access money before your W-2 is available in January (or later).

Early Refund Advance loans range from $200-$500. The Early Refund Advance program ends on January 19, 2020. After that date, clients can apply for a Refund Advance upon filing their taxes with their W2 or other income verification.

No Fee Refund Advance is a no fee, 0% APR loan provided by MetaBank® at participating Jackson Hewitt locations. You could get up to $3,200 when filing your taxes with Jackson Hewitt. The No Fee Refund Advance is available beginning January 2, 2020 and the program ends on February 23, 2020. Loan amount is inclusive of Early Refund Advance loan amount, if applicable.

The Go Big Refund Advance is a loan, between $1,000 and $6,400, provided by MetaBank® and is available at participating Jackson Hewitt locations. The Go Big Refund Advance has a fee of 2% of the loan amount. For example, with a $2,500 loan, the total amount payable from your tax refunds is $2,550 including the fee. Depending on the loan duration, the effective APR of the loan would vary. Based on a loan duration of 25 days, the 2% fee would translate to a 29.2% APR.

The Go Big Refund Advance Loan amount is inclusive of any Early Refund Advance loan amount you have received. The Early Refund Advance loan amount ($200-$500) is not subject to the 2% fee.

The Go Big Refund Advance is available beginning January 2, 2020 and the program ends on February 2, 2020.

Both the No Fee Refund Advance and the Early Refund Advance loans have no fee and a 0% APR. The Go Big Refund Advance loan has a much larger loan amount than the No Fee Refund Advance and has a fee of 2% of the loan amount. For example, for a $2,500 loan, the total amount payable by your tax refunds is $2,550 including the fee Depending on the loan duration, the effective APR of the loan would vary. Based on a loan duration of 25 days, the 2% fee would translate to a 29.2% APR.

If you apply for the refund advance program while filing taxes, you will be notified within an hour which loan(s) you are approved for. If you are approved for a Go Big Refund Advance, you will also be approved for a No Fee Refund Advance.

No Fee Refund Advance loan sizes can be $200, $500, $750, $1,000, $1,250, and $3,200 for qualifying clients.
Go Big Refund Advance loan sizes can be $1,000, $1,500, $2,000, $2,500, $4,500, $5,500, and $6,400 for qualifying clients.
With Early Refund Advance, qualifying clients can access $200, $300 or $500 of the No Fee or Go Big loan as early as December 16, 2019.

Answer a few questions on jacksonhewitt.com and find out in minutes how much you could prequalify for. The loan amounts provided through the online prequalification process are estimates based on limited information; the actual Refund Advance decision is based on complete tax information after you prepare/files taxes with Jackson Hewitt.

If you are approved for a Refund Advance and choose to have your it disbursed via an American Express Serve Card, you will receive the loan amount from within minutes to 24 hours of making your loan choice; or, if you choose Direct Deposit, you will receive the loan amount in one to five business days after making your loan choice.

Approval for a Refund Advance is not guaranteed. Historically, No Fee Refund Advance has had high approval rates, but approval varies from customer to customer. Loan approval is subject to Metabank’s underwriting criteria that is based in part on the size of your tax refund. You can find out from the comfort of your own home. Go online and see how much you could prequalify for.

At Jackson Hewitt all you need is your pay stub or other proof of income to start preparing your taxes. Bring your last pay stub to your appointment, and see if you prequalify for an Early Refund Advance of up to $500. In January, provide your W-2 or other tax documents to complete filing your taxes and apply for additional Refund Advance loan amounts.

A tax refund advance loan is an optional short term loan that you can apply for when filing your tax return with certain tax preparation companies. Refund advance loans can provide clients access to funds while they wait for their tax refund.

The amount a client owes will be deducted directly from the tax refund so they don’t need to worry about writing a check to repay the loan amount.

To be eligible, you must have your taxes prepared by the company offering the loan and you must be due a refund of at least a certain amount, which varies by company. Additional other criteria such as identity verification, payment history with the IRS, and status of education loans, child support, and tax liens are used to determine approval for the loan.

What is the No Fee Refund Advance?

How Fast Will You Get Your Tax Refund this Year?

When it comes to taxes, one of the most important questions we are often asked at Jackson Hewitt is, “Will I get a tax refund?” When the answer turns out to be “YES!,” this good news leads almost immediately to clients asking, “How fast can I get my refund?”

For millions of Americans, your tax refund feels like the biggest paycheck you’ll receive all year so filing your taxes is your most important financial transaction.¹