See all Tax Help
Loan Product Details
NO FEE REFUND ADVANCE
…for people like you
“Jackson Hewitt was fast and very friendly. They got me a Refund Advance with no hassle.”
— Courtney P.
|
|
COUNTDOWN 0
days
left
until you can prequalify.
The Refund Advance loan is coming soon
Tax time loans are almost here! Sign up to be among the first to know about our products, promotions, and news.
Starting November 21st
1
See if you prequalify
Find out how much your Early Refund Advance could be!
1
Drop by a Jackson Hewitt location near you
Doors open on December 18th! Book an appointment in advance!
1
Get your Early Refund Advance
If approved, get your Early Refund Advance. You could walk out with $500 on a prepaid card.
Come back on November 21st for an update on this seasons Refund Advance loan.
FAQ
Got a question?
When can I get a Refund Advance?
- The Early Refund Advance has ended
- The No Fee Refund Advance was available through February 24, 2019.
- The Go Big Refund Advance was available through February 3, 2019.
What is the No Fee Refund Advance?
No Fee Refund Advance was a no fee, 0% APR loan provided by MetaBank® at participating Jackson Hewitt locations. Clients were able to get up to $3,500 when Jackson Hewitt filed their taxes.
What is the Go Big Refund Advance?
Go Big Refund Advance was a loan provided by MetaBank® that had a fixed APR of 35.9% and was available at participating Jackson Hewitt locations. Clients were able to get between $1,000 and $7,000.
How much could the Go Big Refund Advance loan cost me?
The cost varied based on how many days passed between when the client received the loan to when it is was paid back from their tax refund. On average, our clients had a loan for 24 days and our clients were never charged for more than 45 days. The table below shows how much each loan amount would cost for 24 days.
| Loan Size | Estimated Finance Charges* (based on 35.9% APR) |
|---|---|
| $1,000 | $23.61 |
| $1,500 | $35.41 |
| $2,000 | $47.21 |
| $3,000 | $70.82 |
| $4,500 | $106.22 |
| $5,000 | $118.03 |
| $6,000 | $141.63 |
| $7,000 | $165.24 |
*Estimated charge based on a 24 day term
What are the different loan amounts that are available?
- No Fee Refund Advance loan sizes were $200, $500, $750, $1,000, $1,500 and $3,500 for qualifying clients.
- Go Big Refund Advance loan sizes were $1,000, $1,500, $2,000, $3,000, $4,500, $5,000 and $7,000 for qualifying clients.
- With Early Refund Advance, qualifying clients were able to access between $200–$400 of the No Fee or Go Big loan.
How can I prequalify for Refund Advance?
Prequalification is no longer available.
Does Refund Advance cost money?
There were two kinds of Refund Advance loans. The first was the No Fee Refund Advance, which had no fee and 0% APR. The second was the Go Big Refund Advance, which had much larger loan amounts than the No Fee Refund Advance. The Go Big Refund Advance had a fixed APR of 35.9% for the life of the loan, and interest charges were capped at 45 days.
How long do I have to pay back the Refund Advance?
If you obtained a No Fee or a Go Big Refund Advance, the amount you owed was deducted directly from your tax refund so you didn't need to worry about writing a check to repay your loan amount.
How do I receive the Refund Advance?
Loans were disbursed via a prepaid card or directly deposited into a qualified account of your choosing.
How long will it take to get my Refund Advance?
If you were approved and chose to have your Refund Advance disbursed via a prepaid card, you received the loan amount within minutes to 24 hours; or if you chose Direct Deposit, you received the loan amount in one to five business days.
Can I apply for a Refund Advance with self-employment income only?
If you had valid forms of income verification, you were able to apply for the loan.
What is the Early Refund Advance?
Early Refund Advance was a no fee, 0% APR loan that was available to clients when they brought their pay stub or other income verification to a participating Jackson Hewitt location. Early Refund Advance loans ranged from $200-$400.