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The Early Refund Advance was available at select locations until January 18, 2022.

No Fee Refund Advance is still available at select locations until February 20, 2022. 

No Fee Refund Advance is a no fee, 0% APR loan provided by MetaBank®, N.A. available at participating Jackson Hewitt locations.  Clients can apply for a No Fee Refund Advance loan when they file taxes at Jackson Hewitt from January 2, 2022 through February 20,2022.

If you applied for an Early Refund Advance loan, you were also required to apply for No Fee Refund Advance loan.

To complete your No Fee Refund Advance application, you must file your taxes with your W2(s) and other tax documents by Feb 20, 2022 at a participating Jackson Hewitt location.

It depends on which Refund Advance loan you choose.

The Early Refund Advance Loan has a 35.9% annual percentage rate (“APR”) and was available starting on December 13, 2021 until January 18, 2022. The maximum finance charge is reached when the repayment term is 71 days. Below are representative Early Refund Advance Loan amounts with the estimated finance charge based on a 35.9% APR and a repayment term of 71 days.

The amount of the loan and any interest is deducted from tax refunds reducing the amount paid to you.

No Fee Refund Advance Loans are offered at no cost to you. Loan amounts are between $500 – $3,500. The loan amount is deducted from tax refunds reducing the amount paid to you. No Fee Refund Advance Loans are available after you have filed your tax return starting on January 2, 2022 through February 20, 2022.

The amount you owe is deducted directly from your tax refunds, if sufficient, to the extent allowed by applicable state law. If your tax refunds are insufficient to pay your loan in full, tax refunds from returns filed in the following tax year with Jackson Hewitt may be applied to repay the outstanding loan balance, if applicable.

Clients who obtained a Refund Advance loan last year may receive a direct communication notifying them if they have been prequalified for a Refund Advance loan this year. This prequalification notice is an estimate based on prior year refund information and your final loan outcome could be different based upon completion of your tax return with Jackson Hewitt.

New clients will not be pre-qualified.

Loan amounts are subject to change from season to season. In tax season 2021:

• Early Refund Advance loan sizes are $200, $500, and $1,000 for qualifying clients.
• No Fee Refund Advance loan sizes are $500, $750, $1,000, $1,500, and $3,500 for qualifying clients.

For tax year 2021, the No Fee Refund Advance loans are only available at participating Jackson Hewitt stores and Jackson Hewitt kiosks in select Walmart® locations. To find a Jackson Hewitt location, click on “Find an Office” in the upper right-hand corner of the website.

These loans are not available through Jackson Hewitt Online.

Loans may be disbursed via direct deposit to a bank account of your choice, or a Serve^® American Express^® Prepaid Card.

If you were approved for a Refund Advance loan and chose Direct Deposit, you will receive the loan amount within one to five business days; or, if you chose to have it disbursed via a Serve^® Card, you will receive the loan amount from within minutes to 24 hours.

If you applied for and received an Early Refund Advance loan, you are also required to apply for a No Fee Refund Advance loan. To complete your Refund Advance loan application, you must file your taxes with your W2(s) and other tax documents before February 20, 2022 at Jackson Hewitt.

No. There is no impact on your credit score if you apply for a Refund Advance.

Clients can be approved for a Refund Advance loan even if they do not have a credit history or if they have been denied credit from other institutions in the past. Loan approval is subject to MetaBank®, N.A.’s underwriting criteria that is based in part on the size of their tax refund.

When you apply for a Refund Advance loan, underwriting is performed by MetaBank^®, N.A. They consider criteria such as:

• Identity verification
• Payment history with the IRS
• Status of education loans, child support, tax liens, etc