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Can I get a Christmas loan against my tax refund? 

Jackson Hewitt’s tax refund advance loans give you a chance to take out an advance based on your tax refund. Starting December 11, you could qualify for up to $1,500 with an Early Tax Refund Advance loan.²

To apply for an Early Tax Refund Advance loan, all you need is a government-issued ID and your most recent paystub(s), which your Tax Pro will use to estimate your refund. Then, come back and file with your tax documents starting January 2, 2026, to apply for up to $3,500 with a Tax Refund Advance loan.⁴

The best part? Our exclusive Money Today Guarantee means that if you choose to get money on a prepaid card, you’ll get it the same day you’re approved, often in mere minutes!^1,3

Don’t wait to book your spot to apply.

Money today, all day, every day! Terms apply.

With approved Tax Refund Advance loan on a prepaid card. Hurry in!

Sharon Brucker, CPA Senior Tax Research Analyst Published on: November 20, 2025

Our Editorial Policy

^*This content is for general informational purposes only. It is not intended to be comprehensive and should not be construed as professional tax or financial advice for any specific individual tax situation. Taxpayers should always consult a qualified professional for individual guidance. This information constitutes a solicitation under the Treasury Department's Circular 230. Most offices are independently owned and operated.

¹The Money Today Guarantee is only available to clients who (i) are approved for an Early Tax Refund Advance loan; and (ii) elect and are eligible to receive loan funds on a prepaid card. Loan available during hours of operation. Hours vary by location. Loan application must be submitted by 11pm local time. If funds are not credited to your card before 12am local time, Jackson Hewitt will credit $50 within 2 weeks to your card if available or provide you a $50 eGift card. Fees, terms, and conditions apply to the prepaid card.

²The Early Tax Refund Advance (ETRA) is a loan secured by, and paid back with, your tax refund and is offered by First Century Bank, N.A. Loan amounts are determined by your expected federal refund, less authorized fees and underwriting. Loan amounts are $300, $500, $1,000, and $1,500. To be eligible for the $1,500 ETRA loan, your expected federal refund, less authorized fees, must be at least $5,000. Most approved applicants get $300. ETRA loan is subject to underwriting and approval. Loan proceeds are typically available on the same day of approval, if disbursed on a prepaid card offered at Jackson Hewitt offices, or in 1-5 business days with direct deposit. Terms and restrictions apply. For details visit jacksonhewitt.com/loans. Jackson Hewitt is a Rhode Island Licensed Loan Broker and holds other relevant licenses for the locations where this product is offered. If approved, a finance charge applies except for residents of CT and NE.

³The Money Today Guarantee is only available to clients who (i) are approved for a Tax Refund Advance loan; and (ii) elect and are eligible to receive loan funds on a prepaid card. Loan available during hours of operation. Hours vary by location. Loan application must be submitted by 11pm local time. If funds are not credited to your card before 12am local time, Jackson Hewitt will credit $50 within 2 weeks to your card if available or provide you a $50 eGift card. Fees, terms, and conditions apply to the prepaid card.

⁴The Tax Refund Advance (TRA) is a loan secured by, and paid back with, your tax refund and is offered by First Century Bank, N.A. Loan amounts are determined by your expected federal refund, less authorized fees and underwriting. Loan amounts are $500, $750, $1,000, $1,500, $2,500, and $3,500. To be eligible for the $3,500 TRA loan, a minimum refund amount of $5,000 is required. $7,100 is the minimum refund needed if you received an ETRA loan. Most approved applicants get $1,500. TRA loan is subject to underwriting and approval. Loan proceeds are typically available on the same day of approval, if disbursed on a prepaid card offered at Jackson Hewitt offices, or in 1-5 business days with direct deposit. Terms and restrictions apply. For details visit jacksonhewitt.com/loans. Jackson Hewitt is a Rhode Island Licensed Loan Broker and holds other relevant licenses for the locations where this product is offered. If approved, a finance charge applies except for residents of CT and NE.  

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