Coronavirus (COVID-19) Stimulus Calculator

Over 80% of American adults will receive their stimulus payment without doing anything. There is also a small group of taxpayers who are not eligible for a stimulus payment. These include:

• Individuals who can be claimed as a dependent on another taxpayer’s return.
• Taxpayers with AGI over $198,000.
• Non-resident aliens.
• Social Security recipients and railroad retirees receiving benefits automatically qualify for direct stimulus payments.
• Taxpayers with income in excess of the allowed amount for their filing category will see reduced payments of $5 for each additional $100 in income (or an additional $10,000 added to the maximum phase out amount per child).

• If you haven’t filed for 2019 or previous years, do so immediately.
• If your total income is below the minimum filing requirement of $24,400 for Married Filing Jointly/Qualifying Widow, $18,350 for Head of Household and $12,200 for Single and Married Filing Separately, or your only income is from nontaxable sources, and you have no Social Security or Railroad Retirement Benefits, you must file a zero income return to report yourself, your spouse (if married), and your dependent children under age 17 to get your refund.
• If you are a Social Security recipient and your spouse has no income and/or you have dependent children under age 17, you must file a zero income return to receive your stimulus payment.

• Direct deposit or by mail

Stimulus funding began on April 10, 2020. These funds will be sent via direct deposit and physical mailings to the information provided on recent tax returns. If you have not yet received your payment, consider filing your 2019 tax return  to provide updated direct deposit information to the IRS.