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MONEY THE MOMENT YOU NEED IT

Take home up to $3,500 TODAY, guaranteed.

Why wait around for your tax refund to arrive, when you can get money in minutes TODAY, if approved for a Tax Refund Advance loan on a prepaid card. Free to apply, no bank account required, and no impact on your credit score. Grab your tax docs and hurry in!

Benefits of a Tax Refund Advance

  • Get up to $3,500 today

    Got bills to pay and can’t wait for your tax refund to arrive? With Jackson Hewitt’s Tax Refund Advance, you can get a fast loan advance based on your tax refund as early as January 2.

  • The Money Today Guarantee

    Only at Jackson Hewitt! Come in with your tax docs to file with a local expert and apply for a short-term loan with a Tax Refund Advance. We guarantee you money the same day, if approved for a loan on a prepaid card.

  • The easy application process

    We have some of the highest approval rates around and work hard to get you money in minutes. You get to choose which available loan size you’re comfortable with. Applying for a loan will not impact your credit score.

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5-Stars.webp

"Every year, the Refund Advance has been a life saver for me and my children."

- Nichole Ann S.

How the Tax Refund Advance works

  • Bring your tax docs

    Reserve your spot to file taxes with an expert Tax Pro near you as soon as you receive your W-2 or 1099 Forms.

  • Get up to $3,500 in minutes

    Apply for a Tax Refund Advance when you file taxes and leave with money the same day, if approved for a loan on a prepaid card.

  • Easy to repay

    Your loan is paid back automatically with your tax refund after a finance charge is applied, for a convenient and hassle-free repayment process.

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Book fast for fast money!

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When our clients need money fast, we deliver.

4.8 out of 5 star rating

(465,086 customer reviews)

“I'm done in less than an hour. I get a card with a loan on it minutes after I leave. Always thorough and detailed and friendly and the office is nice.”

- Vincent F.

“I got an advance loan on my refund, and it was deposited within ten minutes of leaving their office.”

- Sarah P. 

“I was able to get my Refund Advance in just minutes!”

- Bobbie Jo S.

“The refund advance is helpful. Who wants to wait on their money!”

- Jeanie E. 

“The loans are always helpful around this time of year. I always get approved for a decent amount.”

- Summer M.

Actual customer testimonials. Sweepstakes entry offered.

Frequently Asked Questions

The Money Today Guarantee is only available to clients who (i) are approved for a Tax Refund Advance loan; and (ii) elect and are eligible to receive loan funds on a prepaid card. Loan available during hours of operation. Hours vary by location. Loan application must be submitted by 11pm local time. If funds are not credited to your card before 12am local time, Jackson Hewitt will credit $50 within 2 weeks to your card if available or provide you a $50 eGift card. Fees, terms, and conditions apply to the prepaid card.

The Tax Refund Advance (TRA) is a loan secured by, and paid back with, your tax refund and is offered by First Century Bank, N.A. Loan amounts are determined by your expected federal refund, less authorized fees and underwriting. Loan amounts are $500, $750, $1,000, $1,500, $2,500, and $3,500. To be eligible for the $3,500 TRA loan, a minimum refund amount of $5,000 is required. $7,100 is the minimum refund needed if you received an ETRA loan. Most approved applicants get $1,500. TRA loan is subject to underwriting and approval. Loan proceeds are typically available on the same day of approval, if disbursed on a prepaid card offered at Jackson Hewitt offices, or in 1-5 business days with direct deposit. Terms and restrictions apply. For details visit jacksonhewitt.com/loans. Jackson Hewitt is a Rhode Island Licensed Loan Broker and holds other relevant licenses for the locations where this product is offered. If approved, a finance charge applies except for residents of CT and NE.

Because trust, guarantees, convenience & money all matter

  • TRUSTED GUARANTEES.

    Be 100% certain about your money & your taxes, year after year.

  • NATIONAL PRESENCE. LOCAL HEART.

    We’re in your neighborhood & inside your favorite Walmart store.

  • 40+ YEARS. 65+ MILLION RETURNS.

    The kind of trusted expertise that comes with a lifetime of experience.