The Early Refund Advance, No Fee Refund Advance and Go Big Refund Advance are optional tax refund related loans (not the actual tax refund) provided by MetaBank®.

Early Refund Advance Loans.  Early Refund Advance Loans are offered in the amounts of $200, $300, or $400 at no cost to you. Early Refund Advance Loans are offered prior to your filing your tax return and you are not required to provide all information necessary to file your tax return to apply, but you must provide a most recent pay stub or equivalent form of evidence of income upon which Jackson Hewitt can make a preliminary estimate of your tax refund. Early Refund Advance Loans are available to qualified borrowers starting on December 17, 2018 until January 20, 2019.

No Fee Refund Advance Loans.  No Fee Refund Advance Loans are offered after you have filed your tax return and are offered at no cost to you. No Fee Refund Advance Loans are offered in amounts of: $200, $500, $750, $1,000, $1,500, or $3,500. No Fee Refund Advance Loans are available to qualified borrowers starting on January 2, 2019 through February 24, 2019.

Go Big Refund Advance Loans.  Go Big Refund Advance Loans are offered after you have filed your tax return and charge interest at an APR of 35.90%. For example, for every $1,000 borrowed over a 24-day term, total amount payable in a single payment is $1,023.61 including interest. Go Big Refund Advance Loans are offered in amounts of: $1,000, $1,500, $2,000, $3,000, $4,500, $5,000, $6,000, or $7000. Go Big Refund Advance Loans are available to qualified borrowers, at participating locations, starting on January 2, 2019 through February 3, 2019. Estimated Finance Charges:

Go Big
Refund Advance Loans
Estimated Finance Charges*APR
$1,000 $23.61 35.90%
$1,500 $35.41 35.90%
$2,000 $47.21 35.90%
$3,000 $70.82 35.90%
$4,500 $106.22 35.90%
$5,000 $118.03 35.90%
$6,000 $141.63 35.90%
$7,000 $165.24 35.90%

*Estimated charge based on a 24 day term

You may choose to apply for an Early Refund Advance Loan and a No Fee Refund Advance Loan only, or you may apply for all 3 loans. If you apply for, and are approved for, all 3 loans then you will receive an Early Refund Advance Loan and you may choose whether to accept the No Fee Refund Advance Loan or the Go Big Refund Advance Loan, but you cannot take both.

We cannot make a final decision on your loan application until you provide your tax preparer with the tax forms necessary to prepare your tax return. For No Fee Refund Advance Loans and Go Big Refund Advance Loans, we cannot make a final decision on your loan application until your tax return is filed with the IRS. To be approved for any loan, you must meet all of our underwriting criteria.

The amount of the loan and any applicable interest will be deducted from tax refund and reduce the amount paid directly to the taxpayer. Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for these loans. Availability subject to identity verification, eligibility criteria, and underwriting standards. Disbursement rules apply. Funds loaded onto card within an hour and direct deposit next business day, unless impacted by IRS delays. The prequalification process uses information contained on the consumer’s credit report in connection with the offer. If prequalified, consumer received offer because they met the lender’s requirements for credit.

Jackson Hewitt is a licensed loan broker and credit services organization in the states where required to offer the Go Big Refund Advance loan. In particular, Jackson Hewitt holds licenses in the following states: Missouri (Credit Services Organization Registration #CR-19-8461), New Hampshire (Small Loan License #22620-SM), North Dakota (Money Broker License #MB103360), Oklahoma (Credit Services Organization Registration), and West Virginia (Credit Services Organization License).

The Go Big Refund Advance loan is not available in Connecticut and Rhode Island. Most offices are independently owned and operated. Not all office locations offer the Go Big Refund Advance loan.

New Client Limited Time Offer: New Client Limited Time Offer: New clients who did not apply for any MetaBank Refund Advance product at Jackson Hewitt in the prior tax season who are approved for a No Fee Refund Advance loan or Early Refund Advance loan between 12/17/18 and 1/27/19 can receive an additional $250-$1000 as part of the total No Fee loan. Go Big Refund Advance clients are not eligible. New clients could get between $450 and $4,500 with this promotion; subject to eligibility, approval, and factors including tax refund size.