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Refund Advance Loan details

MetaBank®, National Association offers three types of Refund Advance Loans –  Early Refund Advance Loans, No Fee Refund Advance Loans, and Go Big Refund Advance Loans.

Early Refund Advance Loans.

Early Refund Advance Loans are offered in the amounts of $200 – $700 at no cost to you. Early Refund Advance Loans are offered prior to your filing your tax return and you are not required to provide all information necessary to file your tax return to apply, but you must provide a most recent pay stub or equivalent form of evidence of income upon which Jackson Hewitt can make a preliminary estimate of your tax refund. The loan amount is deducted from tax refunds reducing the amount paid to the taxpayer. Must apply for additional Refund Advance loans when filing with Jackson Hewitt. Early Refund Advance Loans are available to qualified borrowers starting on December 14, 2020 until January 17, 2021.

No Fee Refund Advance Loans.

No Fee Refund Advance Loans are offered after you have filed your tax return and are offered at no cost to you. Loan amounts are between $500 -$4,000, and is inclusive of Early Refund Advance loan amount. The loan amount is deducted from tax refunds reducing the amount paid to the taxpayer. No Fee Refund Advance Loans are available to qualified borrowers starting on January 2, 2021 through February 21, 2021.

Go Big Refund Advance Loans.

Go Big Refund Advance Loans are offered after you have filed your tax return. Go Big Refund Advance fee is 2.5% of the loan amount. For example, for $1,500 borrowed with a fee of 2.5%, total amount payable in a single payment is $1,537.50. APR is 30.42% assuming loan duration of 30 days but effective APR will vary based on number of days outstanding. The amount of the loan and loan fee will be deducted from tax refunds reducing the amount paid to the taxpayer. Loan amounts are between $1,000 -$6,000, and is inclusive of Early Refund Advance loan amount. Max loan amount for new clients is $2,500.  Go Big Refund Advance Loans are available to qualified borrowers starting on January 2, 2021 through January 31, 2021.

Go Big
Refund Advance
Cost
$1,000 $25.00
$1,500 $37.50
$2,000 $50.00
$2,500 $62.50
$4,000 $100.00
$5,000 $125.00
$6,000 $150.00

You are applying for all three loans. If you apply for, and are approved for all 3 loans then you will receive an Early Refund Advance Loan and you may choose whether to accept the No Fee Refund Advance Loan or the Go Big Refund Advance Loan, but you cannot take both. Your choice will take place on a Jackson Hewitt website. If you do not go to the website, the No Fee loan will be disbursed 24 hours after approval.

We cannot make a final decision on your loan application until you provide your tax preparer with the tax forms necessary to prepare your tax return. For No Fee Refund Advance Loans and Go Big Refund Advance Loans, we cannot make a final decision on your loan application until your tax return is filed with the IRS. To be approved for any loan, you must meet all of our underwriting criteria.

 Terms & Conditions

 The Early Refund Advance, No Fee Refund Advance, and Go Big Refund Advance are optional tax refund related loans (not the actual tax refund) provided by MetaBank®, N.A. at participating locations for a limited time. Fees for other optional products or product features may apply. The amount of the loan and loan fee (if applicable) will be deducted from tax refunds and reduce the amount paid directly to the taxpayer. Tax returns may be filed electronically without applying for this loan. Availability and loan amount subject to identity verification, eligibility criteria, and underwriting standards. Disbursement rules apply. Loan available within 24 hours if disbursed on a prepaid card or in 1-5 business days with direct deposit. Jackson Hewitt is a Rhode Island Licensed Loan Broker and holds other licenses (if required) for the locations where this product is offered. Loan not available in all states. Visit www.jacksonhewitt.com/refund-advance for details. Most offices are independently owned and operated.