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STARTING DECEMBER 13

Money for the holidays!

You could get up to $1,000 in December with Early Refund Advance. Plus, up to $3,500 more in January. Book now for appointments starting December 13. Spaces fill up fast.

A Refund Advance loan is a great way to get funds before taxes are returned.

- Danielle, Staten Island, NY

*Actual customer testimonials. Photos are illustrative only

It's easy to apply, enjoy, and repay

  • 1

    Start with a paystub

    Bring yours to a local Tax Pro to apply for your Early Refund Advance loan.

  • 2

    Finish when you file

    Come back to file your taxes and we’ll help you apply for a No Fee Refund Advance loan.

  • 3

    Repayment is simple

    When your IRS refund arrives, your loans are paid back automatically.

Frequently asked questions

What is a Refund Advance loan?

You could get an advance on your tax refund in the form of a loan from Republic Bank. Early Refund Advance loans are available starting December 12 for existing customers (December 13 for everyone else) through January 15. No Fee Refund Advance loans are available starting January 2.

Early Refund Advance available to individuals who apply for a No Fee Refund Advance. No Fee Refund Advance application requires filing your taxes with Jackson Hewitt beginning January 2nd. The full $4,500 loan amount is only available to applicants with an expected Federal refund less authorized fees of at least $4,600 who are approved for the maximum amount from each of the Early Refund Advance loan (up to $1,000 from 12/12/22–1/15/23) and the No Fee Refund Advance loan (up to $3,500 from 1/2/23–2/19/23).  

 

The Early Refund Advance loan (“ERA”) and No Fee Refund Advance loan (“NFRA”) are optional tax refund related loans (not the actual tax refund secured by and paid back with your tax refund. The loans are provided by Republic Bank & Trust Company, Member FDIC, to eligible taxpayers at participating locations for a limited time. Loan amounts are determined by your expected Federal refund less authorized fees and underwriting. The amount of the loan(s) and applicable Finance Charges will be deducted from your tax refund and reduce the amount that is disbursed directly to you. Tax returns may be filed electronically without applying for either loan. Loans subject to underwriting and approval. Loan proceeds available within 24 hours of approval if disbursed on a prepaid card or in 1-5 business days with direct deposit. Jackson Hewitt is a Rhode Island Licensed Loan Broker and holds other relevant licenses for the locations where these products are offered. Most offices are independently owned and operated. Finance Charges are not applicable in all locations. Terms and restrictions apply. Ask a tax pro for more info about the cost and timing of all filing and product options.  

 

ERA: To be eligible for the $1,000 ERA, your expected Federal refund less authorized fees must be at least $2,600 and you must also apply for a NFRA between 12/12/22-1/15/23. If approved, loan amounts are $300, $500, and $1,000 with a Finance Charge. Most approved applicants get $500. NFRA: To be eligible for the $3,500 NFRA, your expected Federal refund less authorized fees must be at least $3,600. Loan amounts are $500, $750, $1,000, $1,500, $2,500 and $3,500, with most approved applicants getting $1,500. The NFRA has no fee but requires filing your taxes with Jackson Hewitt. Available from 1/2/23 through 2/19/23.