World Cancer Day 2014 and the Affordable Care Act02.04.14
Today is World Cancer Day. It's a day that focuses on improving everyone's knowledge about cancer and debunking what have been identified as four common myths about cancer: that we don't need to talk about it; that there are no signs or symptoms; that there is nothing you can do about cancer; and the attitude that "I don't have the right to cancer care."
We're happy to do our part to help raise awareness, and in particular help you understand that, through the Affordable Care Act (ACA), you indeed DO have the right to cancer care.
Here's what you should know when it comes to the ACA and cancer:
- Under the ACA, you cannot be turned down for health insurance, even if you have a history of cancer or risk factors for cancer, with the exception of grandfathered individual plans.
- ACA requires insurers to cover certain preventive screenings and certain cancer care.
- Specifically, insurers must cover, without cost-sharing, the screening for colorectal cancer for adults over 50.
- Insurers must also cover vaccines that help prevent the incidence of cancer (such as the HPV vaccine, etc.).
- And, insurers must cover tobacco use screening and certain tobacco quit aids.
It's important to remember that you must have coverage to get these benefits. For those that qualify, the ACA helps by providing tax credits to make premiums more affordable, bringing health care within reach for more Americans who might believe it is out of reach. For some, coverage under Medicaid and CHIP may even be free.
To find out more about the Affordable Care Act, visit the Resource Center on JacksonHewitt.com.