How to Help Your Wallet Survive Black Friday

It’s coming…Black Friday! But who really wants to get up at ungodly hours and go wait on line at a store in the cold when you’re still trying to digest all of the turkey you ate the night before? Each year, more and more people give up the early morning trek to retailers and shop from home on Cyber Monday. If you’re considering doing your holiday shopping online, Scott Fitterman, CEO of CouponCactus.com, has some tips to help you save money this year—and maybe even earn some! 

1. Do your research: Ask the kiddies for the Christmas lists early, and start doing research. If there are different versions of what you’re looking for (i.e. e-readers or new cell phones), check out review sites to make sure you’re buying something worth the money.  

2. Price shop: Once you’ve squared away exactly what it is you’re looking for, use a comparison shopping website like Google Shopping or Pricegrabber to determine the three to five most reputable retailers with the least expensive prices for your items. With Black Friday and Cyber Monday sales happening, you’re sure to see some great offers.  

3. Use online coupons: Don’t stop at the best price. Coupon websites allow you to search for the retailers on your list. Then you’ll see additional discounts the retailer may be offering.   

4. Eliminate shipping & sales tax: You can save an additional 5% - 10% by using a retailer who offers free shipping, by using a free shipping coupon, and/or by ordering from a retailer who does not charge sales tax in your state. Combining your holiday orders and purchase multiple items from the same retailer at the same time to help you save with combined shipping. 

5. Use a cash back website: Certain websites will even offer you cash back for buying items you were going to buy anyway. Fitterman’s website is one example. Earning cash back can be a great way to help you pay off those holiday bills. 

So this year, stay warm, stay home, and enjoy the long weekend!